Services & Pricing

Flat fees. Clear deliverables. No surprises.

We charge for our time and expertise, not for selling you products. Below is everything we offer, with exact pricing.

All fees are one-time charges unless otherwise noted. No hidden costs. No ongoing percentages. No commission structures.

Complete Pension Audit

£287.50

For people who need to know exactly where they stand.

What You Get:

  • Full tracking of all your pension pots across providers
  • Analysis of current performance vs. benchmarks
  • Fee breakdown showing what you're actually paying
  • Projection of retirement income based on current trajectory
  • Written report with clear recommendations
  • 90-minute consultation to walk through findings

Timeline: 2-3 weeks from initial information gathering

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Most Popular

Full Consolidation Strategy

£695.00

Complete consolidation planning and implementation support.

What You Get:

  • Everything in the Pension Audit
  • Detailed consolidation recommendation with pros/cons
  • Provider comparison and selection guidance
  • Step-by-step implementation roadmap
  • Document review before you sign anything
  • Three months of email support during transition
  • Follow-up review after consolidation completes

Timeline: 4-6 weeks planning, 2-3 months implementation

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Retirement Income Planning

£1,150.00

For people within five years of retirement who need a withdrawal strategy.

What You Get:

  • Comprehensive income needs analysis
  • Tax-optimized withdrawal strategy
  • Annuity vs. drawdown comparison specific to your situation
  • Scenario modeling for different retirement dates
  • Risk assessment and contingency planning
  • Written plan with year-by-year guidance
  • Two consultation sessions (initial and follow-up)
  • Annual review included for first year

Timeline: 4-5 weeks

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Pre-Retirement Deep Dive

£875.00

Five-year runway planning for maximum retirement readiness.

What You Get:

  • Full pension audit and consolidation review
  • Contribution optimization for final working years
  • Tax-efficient strategies for pre-retirement phase
  • Projected income scenarios based on different retirement ages
  • State pension maximization guidance
  • Transition timeline with key decision points
  • 120-minute consultation session

Timeline: 3-4 weeks

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Annual Pension Health Check

£195.00

Yearly review to keep your pension strategy on track.

What You Get:

  • Performance review vs. previous year and benchmarks
  • Fee analysis and provider assessment
  • Updated retirement income projection
  • Recommendation for any needed adjustments
  • 60-minute consultation to discuss findings
  • Written summary report

Timeline: 1-2 weeks

Note: This service is for existing clients or those who've completed another service with us.

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Pension Transfer Review

£425.00

Specialized analysis for defined benefit to defined contribution transfer considerations.

What You Get:

  • Transfer value assessment
  • Detailed comparison of guaranteed vs. flexible benefits
  • Risk analysis specific to your health and family situation
  • Clear recommendation with supporting calculations
  • 90-minute consultation to explore implications

Timeline: 2-3 weeks

Note: This is advisory only. If you decide to proceed with transfer, specialist regulated advice will be required (we can refer you).

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How It Works

Step 1: You choose a service and fill out our initial form. We'll email you within one business day to confirm and send you our information gathering questionnaire.

Step 2: You send us the details we need (pension statements, provider information, etc.). This usually takes people about 30 minutes to gather.

Step 3: We do the analysis. Depending on the service, this takes 1-5 weeks.

Step 4: We send you the written report and schedule a consultation to walk through everything.

Step 5: You decide what to do next. If you need implementation support, we're here. If you want to handle it yourself, that's fine too.

Common Questions

Do I need to live near you?
No. We work with clients across the UK. Everything can be handled remotely via email, phone, and video calls.

When do I pay?
50% when you book, 50% when we deliver the report. We accept bank transfer or card payment.

What if I need something not listed here?
Get in touch. We handle custom situations regularly. We'll give you a clear scope and fixed price before starting any work.

Do you manage investments?
No. We provide advice and planning only. We don't manage money or take ongoing fees based on your pension value.

Not sure which service you need?

Tell us your situation and we'll recommend the right starting point.

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